Bankers are known for their relentless greed for money and lack of scruple. The 2008-2013 crisis seems to have produced little improvement in their behavior. Conspiracy theorists say this is because the banks and other major financial institutions (like the rest of the world, by the way) are controlled by reptilian creatures. On scientific grounds, we have to agree with the alu hats: many bankers are definitely reptilians.
Reptilian Behavior versus Mammalian Behavior
Mammals are, in fact, an evolved group of reptiles. Mammals differ from the average reptile in several important ways. In high school you learned that mammals are warm-blooded, don't lay eggs but give birth to their young, and have not three but four ventricles. In fact, there are some far more important differences. In this article, we focus on the most important difference for this issue: the difference in brain function. How does a reptile think compared to a mammal, such as a human?
The main behavioral trait displayed by a mammal and not a reptile is social interaction. This is regulated by, among other things, the amygdala, a part of the brain that is missing from standard reptiles. Mammals, and birds for that matter, take care of their young and in many cases form quite complex social structures. Bee almost all reptile species lack social structures. Compared to a mammal, a standard reptile has a fairly poor emotional life. Reptiles know fear, aggression and pleasure. Reptiles do not recognize each other and do not form social bonds with peers or caretakers. Reptiles behave almost entirely instinctively and satisfy their needs, as if they were the only ones in the world.
The psychopath as a reptile
Many, not all, bankers are psychopaths. A psychopath displays many of the characteristics of a smart reptile psychologically. A psychopath does not see his (most psychopaths are men) as fellow human beings, beings like him, but as utensils, "muppets", as a Goldman Sachs banker put it. The goal of a psychopathic banker is money, and this money can then be used for pleasures such as sex, luxury and (that is a mammalian characteristic) stimulus seeking. A psychopath goes about appearing if necessary to get his way, in this case financing a luxurious lifestyle.
Fear and greed
Investors, as well as bankers, are guided by two main drivers: fear and greed. These are the main emotions in reptiles. Typically human emotions such as compassion and belonging, despite all the moving stories of “ethical” bankers, do not play a role. Bankers think in numbers and try to turn those numbers to their advantage. Banks are therefore institutions where the psychopath feels like a chicken in water.
How can we stop this?
The core problem is that couches are the ideal environment for the insensitive mentally ill, such as psychopaths. Entering a bankers' oath, as the CDA has lobbied through it, is laughable. Real psychopaths lie as if it were printed and non-psychopath bankers are also forced into psychopath behavior by the system. It is better to correct fundamental design flaws in the system.
Banks in their current form must disappear. Banks combine different functions that we must separate from each other, and that call for abuse by psychopaths. Payment traffic can very well run via a government website, or better: via a bitcoin-like system. After all, he already has insight into the bank details. Lending money is an outdated system. Participatory forms of capital provision, such as crowd funding and share ownership are better. Building a website is not an activity that attracts psychopaths. This also applies to crowd funding and long-term investment. This eliminates the middle men. With this you could stop the psychopath problem in the banking world.